Helping Parents Succeed
Everything about money: from budgeting to controlling expenses of the household. From teaching your children about money and more.
Ed. Note: It’s Earth Day on April 22. In conjunction with this important day, which is just a week away, PW would like to do its parts in helping to create a greener world – by creating awareness in its readers – through this article.
A typical American home would spend almost $2000 a year on electric bills alone. That would equate to more than $160 a month.
But did you know that a large portion of the energy is wasted than used?
If you are just beginning to raise a young family, this is a good time to evaluate your insurance needs. Any insurance planning you can accomplish now, while parents and kids are both relatively young, will probably save you time and money later on.
Everyone knows that it’s more expensive to eat healthy foods than junk foods. A limited budget contributes to poor eating habits in many ways. Junk food costs less at the grocery store than healthier choices. Even when you’re dining out, it’s cheaper to dash through a greasy hamburger joint than it is to go to a restaurant that offers fresher, healthier options.
It takes time and requires a lot of self-discipline. Start each month with the balance and enter every payment, etc in advance, in the form of a calendar. It works well for most people due to the fact that they always have their actual working balance handy. Remember the comment about having your financial information at your fingertips? Here is a sure-fire way to get you on that path quickly.
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By Jay Peters
Have you ever wondered if banks have a tendency to approve credit cards and loans for one sex more than the other? If you are married (or plan to be) I will share with you five vital keys every married person should know before signing any credit application.